Value Added Features

1. Value added services through payouts from USDT:

• Gift Cards

• Mobile Talk-time and Data Top-Up:

• Mobile Wallet Top-up

• Fund Transfer to bank

2. Supporting other crypto projects:

• Listing Tokens of other projects on Koinbay

• Launchpad - IEO for other token projects

3. Earnings:

• Staking

• Savings

• Centralized Crypto Loan

4. Decentralized services:

• Decentralized Crypto Loan

• Decentralized Swap

• Decentralized Exchange

5. Reward systems:

• Referrals

• Incentives based on frequency and volume of trading transactions