> For the complete documentation index, see [llms.txt](https://white-paper.koinbay.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://white-paper.koinbay.com/services/summary.md).

# Summary

KoinBay  is a cryptocurrency exchange with a high liquidity system connected to 300 exchanges. It offers an ultra-low fee rate, 30 risk control mechanisms, and various trading modes including Spot, Margin, and Futures. 

Beyond trading, KoinBay  facilitates staking on USDT and the option to purchase or sell cryptocurrency via card and wire transfer. It's a regulated and licensed platform adhering to anti-money laundering (AML) and know your customer (KYC) standards, with different account tiers based on user verification levels.

{% hint style="info" %}

* **Website**: [https://www.koinbay.com/](https://lyotrade.com/)
* **Docs and Guides**: [https://docs.koinbay.com/](https://docs.lyotrade.com/)
* **Customer Service**: [https://support.koinbay.com/support/tickets/new  ​](http://support.lyotrade.com/)
* **iOS App Store**: Coming Soon
* **Android Google Play**: Coming Soon
  {% endhint %}


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://white-paper.koinbay.com/services/summary.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.